Credit Cards And Loans Grown-Up Complaints (So, More Spoiled Grown-Up Complaints)

From time to time I hear a sound similar to the buzzing of mosquitoes near your ear in summer.  Spoiled upper-middle-class or rich kids whine and cry, "waahhh!!  I have to pay the money back that I borrowed!  Wahhh!!  Why do I have to pay the money back for that impulse purchase of five hundred dollar shoes!!  Ohhh those credit card companies are so evil because they expect me to pay back the money that they lent me, which I consciously voluntarily used to make a whimsical purchase for myself!!!"

"Whaahh ,, it's not my fault I'm poor and can't afford those Nickelback concert tickets!!"  Really?  Nickelback?

"Wahhh!!!  I want a blackberry!!  Why shouldn't I have what I want??  It's so not fair that I can't afford to buy a blackberry and can't afford the monthly cell phone service bill that is much higher than a local landline bill!!"

**____I closed that credit card, and I haven't looked back.

I notice that a lot of the people protesting this tended to be all these spoiled lazy slacker middle-class white kids.  They were mad because they could not get a job.  They majored in crap majors in college, such as Philosophy of Art History.  Somehow they finagled some reasoning that blamed corporations for their own lack of employability.  They blamed corporations, the manufacturers, for the middle-class white kids' own lack of being able to buy stuff.

And then some people are complaining, "ohhh the credit card companies check your creditworthiness;" "how dare they do a search into your personal private business to see if you are worthy of borrowing their money?"

Well, why would they not check a prospective cardholder?  Why would a bank not check the financial background and spending habits of someone to whom it might potentially hand out a loan?  Why the hell should the credit card companies risk it?  Why should they risk lending out their money if there is a good chance they will not get it back?  You know that cynical but truthful joke of lending money to slacker friends that probably won't pay it back.  "Always borrow money from pessimists.  They don't expect to be paid the money back."

If you are truly so damn responsible and financially prudent with all of your affairs__ If you know how to handle   __ then guess what.  You would not need to borrow money in the first place.  You would have already envisioned that some day you might have an expense or two for which you should have planned ahead.  You would have already been enterprising enough to be prepared, and you would have already established a rainy-day fund for yourself.

intolerance impatience for people that complained that their jobs don't pay them enough; that Microsoft products were too damn expensive, that their jobs don't provide adequate healthcare; that their job provided no peace of mind, no [[[[sustainable longevity of long-lasting__]].

My counterargument to them is the following:  well, what the hell kind of crap-assed job do you have that does not provide job security, in a field that is not a useful endeavor that contributes to the progress and improvement of society as a whole?  What kind of a job do you have that does not have a good deal to provide affordable access to Microsoft software products?
they also tended to be violent and destructive.  they vandalized, they threw chairs through storefront windows.

Middle-Class White Girls, Try Being Genuinely Interesting Sometime; You Might Like It

They could be *actually* interesting, and go and learn about different cultures, travel the world, delve into their own family's heritage and investigate your family's history which is your own tapestry as well.

Go to international festivals.  Learn about different cultures.  You don't have to immerse yourself doing charity work, under the sweltering unforgiving sun toiling in the sands of some foreign land; hehe that's from Jane Eyre.  But at least learn about something beyond your own cushioned, cocooned front porch.

Middle-class whites act snooty around service workers as well as around people of minority races because they think this lends them an air of sophistication.  Middle-class white people act like this because they think this is how rich people act.  But in fact it is not how rich pp act at all.  Ultra sophisticated people who travel the world a lot, and this includes sophisticated white people, know that 2/3 of the world knows the sport we call "soccer" as football.  And what we call football, they call "American football."

But, no.  In an effort to prove that they are interesting and nonracist, they go and have s with a bunch of different dudes from different cultures.  I'm not kidding.

I see that a lot of middle-class white kids are content with simply calling themselves "white" and American and that’s it.  But I can't understand how they can just settle for that.  Acknowledging your American-ness is fine, I certainly admire the patriotism.  I am American, as well.  But that is hardly the whole story.  There is so much more to people's family than just that.  Your family is not just the dinky little small tonw you grew up in and the dinky small high school you graduated from.

Just calling yourself "white" is fine but is hardly conclusive.  There are many different subcategories of white.  Aren't you curious as to your detailed origins and genotype?  Don't you want to learn about your family's complete history and lineage?

Latvian, Irish, German, Scandinavian.  Perhaps a combination of the above, a mix-and-match patchwork.
tapestry___  research about

I know about my family's journey and ancestrage going back to about the twelve century.  I do not have a charted genealogy, no, but I do know my family's specific [[[_history,__,, chronology]]] of geographic movement, languages spoken, languages absorbed and [[[accepted as their own.]]  cultural traditions which they may have assimilated into their own family customs.

Certain universal truths that all humans practice around the world.  Certain family dynamic that transcends any differences in race, culture, ethnicity.  I think there is legitimately such a thing as a social norm.  It's not just a trivial matter of, "this is just how some people choose to live their lives, it is not because it is because of a moral compass, no it is simply a matter of personal preference and all other choices would have been equally valid, would have been perfectly healthy acceptable lifestyle choices."
==

gardening
takes an enormous amount of work and dedication,..  and it is fascinating.  growing your own food.  be truly, genuinely independent rather than simply aping the pop culture babble version of "independent" by engaging in needless self-destruction.  Some people think gardening is boring, but I don't abide by that opinion at all.  How can I, when I know what an enormous undertaking it is?

Do you know how much time effort it takes __  I have very close loved ones who are gardeners.  Before you even start to officially till the land and prepare it to support nutritionally critical plants, you have to check the soil conditions.  Are they optimal for supporting lush vegetation?  a gardener must add vital nutrients and minerals that nourish plants before the plants ever get to the stage of being a life force.

It might take a bit of luck, as in the weather... and that's about it regarding luck.  The vast majority of necessary traits are skill and talent.

I think farmers are fascinating.  I'm serious.  Farmers are people that don't even cross two whits in most of the populace's minds.
At Clemson University, there was one student who seemed a genuine, bonafide, country bumpkin *farmer.*  Not a low-grade redneck from the trailer park.  Certainly not a typical boring middle-class racist white girl roaming the suburbs aimlessly.

But a farmer, as in a girl who raises animals for food, feeds chickens, collects chicken eggs, raises cows and plumps and fattens them up so that said cows and chickens become sustenance for humans.  useful, economically important.
Sustainer of life and nourishment for her fellow human beings.  a girl who really knows [[[[darn it I am getting liek no isnpriation whatsoever.]]] cultivates food, really knows what food is philosophically, at the core.

I feel that they are harbingers of the emblems of feminism.  They are smart and interesting and they are making themselves useful to society.

Aren't you curious to find out about science?  I just don't comprehend at all the mindset that they don’t care to discover the universe and all its mysteries.  These mcw females are so boring that they want to remain boring and bored; they don't care about discovering the ways that the natural world works.

Atoms have certain properties and powers.  They have distinct effects on life and the universe at the fundamental level.  Then they join forces in the comingling of molecules to create a more important compound.  They work together to form a new force.  (Don't worry; this is a mellifluous, poetic way of describing it squarely for the sake of this essay.  When tutoring, I make sure I am much more straightforward and detailed.)