Friday, September 23, 2005

Student Loans And Another Realistic Solution

Continuing on that, young yet grown adults think they are owed a college education.

No, you are not "owed" a college education, and certainly not for a useless liberal arts major.

I just realized.  You know what would help with the looming, ominous, threatening-to-collapse-the-world-economy-and-the-stability-of-the-free-market student loans that are threatening to sneak into college graduates' closet doors or under their beds and sneak up on them in the middle of the night and scare the hell out of them?

Apparently, student loan debt in this country is growing like a black lagoon monster.  It rivals only credit card debt as a debilitating flesh-eating disease that is causing the national economy to teeter-totter dangerously and volatilely on the edge of a cliff.  It is a horrible debt that severely cripples people's spending power, people's ability to get a job, people's ability to afford a decent living.  it turns people into slaves of the federal credit system.

I have written previously about a reasonable solution.  Students who don't know what they want to major in or who want to pursue a wishy-washy major like psychology could attend community college.  They should get their two years' of general education requirements done at community college, many of which have a two-year transfer program.

Next phase.  Scrap student loans from the equation entirely. 

For students majoring in science, math, engineering, or technology:  end the [[[process__ custom, requirement nono,, customary ritual ]]] of making them take out loans that have to be paid back.  In that stead, give those students grants that pay for those students' entire college education, and which those students do not have to pay back ever.

This would be genuinely investing in this country's future.  This would contribute to actively keeping this country at the forefront of the world's innovation and progress.

Having an entirely-paid-for education would encourage more students to enter the science and mathematics fields.

A kid would have to declare their major during the first semester of college.  Actually, that is being too [[[soft, forgiving,_]]].  To be totally honest, I think the kid should have to declare their major before they even set foot in college.  The kid could meet with different advisors for different majors before enrolling in classes.  They could look at the degree requirements for each major, see what sort of subject matter is going to be taught, and pick their major accordingly.  Once the kid declares a major, they would be enrolled in courses, all of which are of course required for their science/math major, including the general education to some extent.

Hmm.  Let us suppose there are a large population of recent high school graduates that really, really want something to do after high school and refuse to work.  Or parents really, really want their recent high school grad kid to do something with his/her life and refuse to make their kid work.  I think you can visualize it.  Perhaps the parents want the kid to have some taste of the college experience.

I suppose that even for dumbasses that don't know what the hell they want to do with their lives, at least some modicum of education is important.  For that reason, the nation could give those undecided kids some access to post-secondary education.

The same grants being awarded which never have to be paid back can be given to those undecided-and/or-liberal-arts students.  But there is a very strict limit.  The grants would only be paid for the first two years of education,

And only to community colleges.  Note that community colleges have a quality of education that compares easily and realistically with that of traditional colleges.  So the kids still get their quality post-secondary education they desire.  But this way, very little federal money, or taxpayer money, or tax dollar money, or etc. is wasted on kids that are liberal arts or undecided on their major.

I'll be even more honest.  Colleges could actually scrap the first two years' of degree requirements from the liberal arts majors altogether, without negatively affecting libarts students' education in any way whatsoever

Hopefully this would encourage students to be a lot wiser in choosing the path their lives will take.  Students -- and parents -- would know that a kid that is just going to college because his parents want him to, won't cut it.
Students would no longer have the option of going to college just to drink and party and go on spring break and be in date rapes.

Students and parents would know that no one is going to pay for a college education just to keep the kid occupied and out of the way for the next four to six years.  Students and parents would know that if the kid expects to survive, he or she will have to get a job.

Sigh.  I really hope that were this implemented, it would produce the desired results of grown kids either working in jobs right out of high school, or grown kids attending college to study something useful.  I really, really hope this would not backfire by way of mushrooming into a disintegrating mess of hookers and strippers and drug dealers.  You know, because the kids were too goddamn lazy to do something good and positive.

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