About student loans and kids complaining that they racked up tens of thousands of dollars of student loans. And now they can’t afford to pay back those loans. What's really bad is when it is for an essentially useless major, such as communications, philosophy, marketing.
Here is what I don't get. Why in the world would you pursue a useless liberal arts major like that in the first place? Why would you actively seek student loans for something like that and make yourself horribly indebted? Why would you create a bad entry on your credit history -- which will do nothing but increase your debt to the federal government?
Why would you screw up your credit history like that? Reasons not to are Twofold: 1) it is a lot of money in debt for something that is frankly useless, and 2) you are never going to be able to pay that off. You know why? Because of reason number one -- it is a liberal arts degree. It is not teaching you any marketable skills. It is not increasing your employability.
Because... the economy. The economy is always blamed as the scapegoat for the students' inability to pay back their student loans. The news talking heads claim that in this economy it's just so haarddd to find a job. So the recent college graduates have to accept jobs as grocery store cashiers and restaurant waiters and stuff.
The economy.... uh, no it really is not. The economy has nothing to do with it. What is causing your lack of being able to find a job and your lack of being able to pay back your student loans is-- your lack of employability.
They are not going to college to learn anything. They are just going to drink and party and screw around. So... you spent ten thousand dollars per year... to go on spring break. To get drunk and party, to get pregnancy scares, to get date rpddd, to have an affair with the professor for a course you are failing.
Here is what I think is the best solution -- if you are going to be a liberal arts major. You know what really would have prevented you from racking up student loan debt out the wazoo?
The best *preventative solution* is to take the first two years of college courses at a local community college. General education courses are all introductory courses, those at the 100-level and 200-level. They are pretty standard across the board from one college to another.
I see that an awful lot of middle-class white kids screech in stuck-up conceited disapproval at this proposal. They think they are way too good for community college. I have even seen in some articles that these kids are worried a community college will not offer the same level of intellectual rigor as that of a regular college.
The curriculum at one of these two-year colleges is every bit as good as that of a major university. I know this for a fact because college courses at the one hundred and two hundred levels are transferable to most standard four-year colleges. The community college courses have been evaluated for their course competencies. The curriculum, syllabus, topics, and lesson plans have all been compared to those of four-year universities. They have determined the standard equivalency exchange rate for general education courses. This means they retain and maintain the same standards of general education as four-year colleges.
So, academic demand, rigor, standards. Check.
Also, didn't we already establish that you do not know what your major is going to be? Either that or you picked a fluff liberal arts major. So why are you screeching and lambasting a community college education when you do not even know what you are getting an education for?
This is what kids should do, especially when they no idea what major they will choose. Let's be honest; an awful lot of college kids do precisely that.
Here is what I don't get. Why in the world would you pursue a useless liberal arts major like that in the first place? Why would you actively seek student loans for something like that and make yourself horribly indebted? Why would you create a bad entry on your credit history -- which will do nothing but increase your debt to the federal government?
Why would you screw up your credit history like that? Reasons not to are Twofold: 1) it is a lot of money in debt for something that is frankly useless, and 2) you are never going to be able to pay that off. You know why? Because of reason number one -- it is a liberal arts degree. It is not teaching you any marketable skills. It is not increasing your employability.
Because... the economy. The economy is always blamed as the scapegoat for the students' inability to pay back their student loans. The news talking heads claim that in this economy it's just so haarddd to find a job. So the recent college graduates have to accept jobs as grocery store cashiers and restaurant waiters and stuff.
The economy.... uh, no it really is not. The economy has nothing to do with it. What is causing your lack of being able to find a job and your lack of being able to pay back your student loans is-- your lack of employability.
They are not going to college to learn anything. They are just going to drink and party and screw around. So... you spent ten thousand dollars per year... to go on spring break. To get drunk and party, to get pregnancy scares, to get date rpddd, to have an affair with the professor for a course you are failing.
Here is what I think is the best solution -- if you are going to be a liberal arts major. You know what really would have prevented you from racking up student loan debt out the wazoo?
The best *preventative solution* is to take the first two years of college courses at a local community college. General education courses are all introductory courses, those at the 100-level and 200-level. They are pretty standard across the board from one college to another.
I see that an awful lot of middle-class white kids screech in stuck-up conceited disapproval at this proposal. They think they are way too good for community college. I have even seen in some articles that these kids are worried a community college will not offer the same level of intellectual rigor as that of a regular college.
The curriculum at one of these two-year colleges is every bit as good as that of a major university. I know this for a fact because college courses at the one hundred and two hundred levels are transferable to most standard four-year colleges. The community college courses have been evaluated for their course competencies. The curriculum, syllabus, topics, and lesson plans have all been compared to those of four-year universities. They have determined the standard equivalency exchange rate for general education courses. This means they retain and maintain the same standards of general education as four-year colleges.
So, academic demand, rigor, standards. Check.
Also, didn't we already establish that you do not know what your major is going to be? Either that or you picked a fluff liberal arts major. So why are you screeching and lambasting a community college education when you do not even know what you are getting an education for?
This is what kids should do, especially when they no idea what major they will choose. Let's be honest; an awful lot of college kids do precisely that.
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